ABOUT SSL CERTIFICATES

The following rates are effective as of January 28, 2012 and are subject to change without notice. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

Canadian Deposits

Account Balance Consumer
Interest Rate
Commercial/Ag
Interest Rate
Regular Savings less than $100,000 2.00% 1.75%
Regular Savings $100,000 - $250,000 2.10% 1.85%
Regular Savings more than $250,000 2.20% 1.95%
TFSA   2.10% -
AgriInvest   - 1.75%
Monthly Savings   1.25% 1.00%
Plan 24 Savings - 0.75% 0.50%
Fat Cat (ages 5-12)   3.75% on 1st $1K, 0.75% on balance -
Chequing   .10% .10%

Investments

Investment Balance -or- Time Interest Rate
RESP - 2.00%
RRSP / RRIF  less than $100,000 2.00%
RRSP / RRIF  $100,000 - $250,000 2.10%
RRSP / RRIF  more than $250,000 2.20%
Term Deposits(minimum $500)    
TD/RRSP/RRIF/RESP/TFSA  12 months 2.05%
TD/RRSP/RRIF/RESP/TFSA  24 months 2.40%
TD/RRSP/RRIF/TFSA  28 months 2.70%
TD/RRSP/RRIF/RESP/TFSA  36 months 2.65%
TD/RRSP/RRIF/RESP/TFSA  48 months 2.90%
TD/RRSP/RRIF/TFSA  53 months 3.30%
TD/RRSP/RRIF/RESP/TFSA  60 months 3.15%

U.S. Deposits

Account Interest Rate
Chequing 0.05%
Term Deposits (minimum $5,000)  
30 days 0.05%
60 days 0.05%
90 days 0.05%
12 months 0.25%
RRSP Variable                                     0.25%