Whether it’s for start up,  expansion, a business mortgage or the purchase of new equipment or inventory, sometimes a business needs to borrow money. We understand your needs and are here to help.

Competitive, flexible rates and terms allow us to work with our business members to develop a borrowing strategy that is comfortable for them.

And all our loans are designed to help you pay them off as quickly as possible... which saves you money.

Click on any of the green links above to find out more.

We finance commercial operations and property in a vast array of industries providing loans for retail endeavours and manufacturing operations and every business venture in between. It's all handled by our commercial lending team which has the expertise to ensure you get the best products and services for all your commercial borrowing needs.

We also provide commercial mortgages ranging from industrial to retail and from multi-unit residential to life lease properties. And approval of all loans and mortgages is made right here in Manitoba.

Assets generally accepted as collateral on non mortgage commercial loans include accounts receivable, inventory, equipment and real estate.

To find out all there is to know about Commercial Lending at SCU, click the link below to get a PDF brochure. Information starts on page 4.

Business Financial Services PDF

Line, Letters and Equity Link Lines of Credit

An SCU Commercial Line of Credit is the ultimate convenience. You only pay for what is used and positive balances earn interest at the regular chequing rate. It's ideal for short-term borrowing and overdraft protection and it can be linked directly to your company chequing account. When the chequing balance falls below zero, any additional withdrawals are taken from the line of credit. Subsequent deposits pay off the line of credit until the balance is back above zero.

We also issue Commercial Letters of Credit should another company require a guarantee regarding your account, and we offer a Commercial Equity Line of Credit which is a form of revolving credit in which your real estate serves as collateral to allow quick access to required funds.

For complete details regarding lines of credit and all our commercial lending options, click the link to see our Business Financial Services brochure. Line of Credit information is on page 4.

Business Financial Services PDF

Highly competitive rates and a wide range of options and terms make us one of the best sources for a commercial mortgage. Loans are tailored to the individual company’s needs and come with flexible payback options that keep your best interests in mind.

We also provide commercial mortgages ranging from industrial to retail and from multi-unit residential to life lease properties. The asset generally accepted as collateral is real estate and approval of all loans and mortgages is made right here in Manitoba. After all, we're taking care of the world's most important mortgage... yours.

For complete details on our commercial mortgages, click the link below. Information starts on page 4.

Business Financial Services PDF

We offer a MasterCard designed specifically for our business members. Get separate cards for each employee, statement options, separate credit limits and so much more, all for a low annual fee.

Every credit union MasterCard includes global acceptance at millions of locations, emergency cards and cash, and lost or stolen card assistance. Extended warranty and out-of-country medical insurance are also available. Ask us about Merchant MasterCard, Debit Machines and free deposits for business members as well.

For complete information on our Business MasterCard, check on page 12 when you click this link:  Business Financial Services PDF

To find out more about all other MasterCard options, check on page 16 when you click this link: Introduction to SCU PDF

MasterCard® is a registered trademark owned by MasterCard International Incorporated and is used under license.