Taking care of the world's most important money... yours.®
It's a job we take very seriously. With effective tools, our team of experienced Wealth Consultants continuously puts your best interests ahead of all else. Expert advice that leads to sound choices. And now, SCU offers U.S. dollar RRSPs so you can invest your money in a whole new way! To find out more about how we work with you to ensure your future is bright, click any of the green links above.
Credential Accounts
SCU now offers a new feature as part of our MemberDirect online banking service. It’s called Account Plus and it lets you view your Credential account summary with your other SCU accounts, via MemberDirect Online Banking.
Simply set up the link to your account and your Credential account information will be available for viewing on the Account Summary page. When logging into MemberDirect, you’ll find a new section under Account Summary labeled Credential Accounts. Look for the option to “Link Accounts”, which will take you to the “Manage Investment Accounts” screen. From there, choose the relevant partner and complete the “Add Investment Account” information. It’s that easy!
Want to make use of this feature but are not currently using MemberDirect on-line? Call the SCU Member Contact Center at 1 800.728.6440 or visit any SCU branch.
The right decisions at the right time.
Your money is important to you. That’s something we completely understand. We’ve worked with our members, managing and increasing their wealth, for almost 70 years. This experience and dedication means solid results are the norm - not the exception. How do we do it? Simply put, we pay attention to your investments, help manage your assets and help you make the right decisions at the right time.
To find out more, simply click the link below to get all the details.
It's never too late to start.
An RRSP is the best way to save for your future and it’s never too late or too early to start. We offer RRSPs at variable and fixed rates and have tiered rates on deposits of $100,000 and over. And now SCU even offers U.S dollar RRSPs. Click the U.S. RRSP green link above to find out more. We'll make saving for your future as convenient as possible. After all, we're taking care of the world's most important RRSP... yours.
Check out all the options and get all the information by clicking the link below.
Introducing U.S. Dollar RRSPs at SCU.
Now you can get the most out of your retirement savings and invest in a whole new way with an SCU U.S. dollar RRSP. SCU is the first credit union in Canada to offer this type of RRSP to its members. Imagine, having the ability to guard against fluctuating currencies while saving for your retirement. Now you can!
The SCU U.S. dollar RRSP is available on a variable RRSP only with a minimum deposit of $2,000 U.S. Some other conditions apply so talk to us today for all the details.
You've earned it.
Rolling your RRSP into a Registered Retirement Income Fund (RRIF) provides you with steady income after retirement. With an SCU RRIF, you can save money as your income tax is deferred over a period of time, instead of being paid all at once, as is the case with a lump sum withdrawal from an RRSP.
To find out all the details about RRIFs, click on the link below.
Safe and secure.
A Guaranteed Investment Certificate (GIC) is a safe, secure and guaranteed way to invest your money for a set rate of return. If risk-free investing is what you want or need, we have access to GICs in various term lengths in both Canadian and U.S. funds.
Find out all the details by clicking the link below.
Smart Move
An RESP is a government-approved plan to provide post-secondary education funding for a beneficiary. The government will contribute 20% annually on the first $2,500 deposited into an RESP to the end of the year a child turns 17. With government contributions, it’s the smartest way to save for future education needs. Contributions are not tax deductible, but income earned within the plan is tax sheltered until withdrawn.
Contact us today to find out how our exceptional service and care can help you plan ahead for the financial needs of the kids in your life.
Click on this link to find out more: RESP Information PDF
Credential Asset management Inc.
With a wide range of mutual funds and other financial products at their disposal, an in-branch Mutual Funds Investment Specialist will help meet your diverse investment needs now and into the future. We offer RRSP, RRIF, RESP, Open, Individual, Joint or Group as well as many other SCU products including GICs and Term Deposits.
Find out how we can help with your investing needs by clicking on the link below to get more information.
Wealth Management PDF - Credential
Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. and Credential Direct®, a division of Credential Securities Inc., which operates as a separate business unit. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member – CIPF. Ethical Funds® are sold in all provinces and territories across Canada. Ethical Funds® is a registered mark owned by Ethical Funds Inc. and is used under license. ®Credential and ®Credential Direct are registered marks owned by Credential Financial Inc. and are used under license.
Time to enjoy.
You've watched your savings and investments grow and soon you’ll be faced with many options. It’s important to know what direction is best for you and your money. Our friendly and always timely advice, coupled with our full line of seniors’ accounts and products, will help keep you on the right track to relaxed living. You can be sure that the advice you receive will be sound, trustworthy and with your best interests in mind.
To find out all there is to know about our seniors products, simply click the link below.