SCU Collabria FlexRate Mastercard®

FlexRate Mastercard®Your card. Your rewards. Your way.

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, our SCU Collabria FlexRate Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

Annual fee

Prime + 6.90% to 15.90%
Variable interest on all purchases

Additional card

$500 - $50,000
Credit limit range

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Benefits and Features

24/7 Global Customer Service

Includes lost/stolen card reporting;
emergency cash advance;
emergency card replacement service

Great Rewards

Get 1 point for every $1 spent1

Protection and Warranty

Shop with confidence. 90 days purchase protection; double the manufacturer's warranty
(up to one year)2

More benefits


You decide how to spend your money, so the SCU Collabria FlexRate Mastercard gives you the freedom to decide how to use your rewards points, too. Want travel rewards? Done. Want cash back? Done. Want gift cards, merchandise, or cruises? Done. When it comes to choices, the SCU Collabria FlexRate Mastercard lives up to its name.

With your SCU Collabria FlexRate Mastercard, you earn points just for using your card:

  • Earn 1 point for every $1 spent on everyday purchases1

Visit FlexRewards to preview rewards.

See Terms & Conditions for complete details.