Declaration of Trusts Changes for RSP and RIF

When SCU Members sign up for a Retirement Income Fund (RIF) or a Registered Savings Plan (RSP) they read and agree to a Declaration of Trust as part of the application process. From time to time amendments are made to these Declarations and it is important that we advise our members of these changes.

Effective January 1 2015, Concentra Financial (acting as the trustee for all registered products) has made some revisions to the Declaration of Trust for Credit Union Retirement Income Funds (RIF) and Registered Savings Plans (RSP). Click on the links below to review a full copy or call SCU at 1 800.728.6440 for a paper copy.

RIF Declaration of Trust
RSP Declaration of Trust

RIF Declaration of Trust changes:

RSP Declaration of Trust changes: