SCU Rates

SCU is committed to having competitive, flexible rates for all your mortgage, loan, savings, and investment needs. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. The following rates are effective as of September 17, 2019 and are subject to change without notice.

Personal Savings and Chequing

Regular Savings*

Less than $100K

2.55%

$100K - $250K

2.65%

More than $250K

2.85%

Monthly Savings

1.65%

PLAN 24^® Savings

1.15%

FAT CAT^® Savings (5 - 12 years)

Up to $1,000

4.15%

More than $1,000

2.55%

Chequing

0.05%

*This account can be opened online.
Rates last updated May 1, 2019.
Applies to Canadian deposits only.
^®PLAN 24 and FAT CAT are registered trademarks owned by Credit Union Central of Canada, used under license.

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Investing

TFSA* (variable)

2.80%

RESP (variable)

2.30%

RRSP* / RRIF (variable)

Less than $100K

2.55%

$100K - $250K

2.65%

More than $250K

2.85%

GIC (GIC* / RRSP* / RRIF / TFSA*)

12-month

Less than $100K

2.25%

$100K - $250K

2.30%

More than $250K

2.35%

24-month

Less than $100K

2.30%

$100K - $250K

2.35%

$100K - $250K

2.40%

36-month

Less than $100K

2.30%

$100K - $250K

2.35%

More than $250K

2.40%

48-month

Less than $100K

2.30%

$100K - $250K

2.35%

More than $250K

2.40%

60-month

Less than $100K

2.55%

$100K - $250K

2.60%

More than $250K

2.65%

GIC (RESP)

12-month

2.00%

24-month

2.05%

36-month

2.05%

48-month

2.05%

60-month

2.30%

*This account can be opened online.
Rates last updated August 22, 2019.
GIC minimum balance: $500.

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Residential Mortgage

Closed Variable (APR†)

3.35%

Open Variable (APR†)

3.95%

Fixed 1-year

3.25%

Fixed 2-year

2.79%

Fixed 3-year

2.79%

Fixed 4-year

2.79%

Fixed 5-year

2.89%

Interested in a commercial mortgage? Call us today at 1.800.728.6440.
Rates last updated August 22, 2019. Some restrictions may apply. Actual rates may vary.
†The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

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Personal Borrowing Rates

Standard loan rate

3.95%

Line of credit

Starting at 4.95%

Personal loan

Starting at 4.95%

Rates last updated October 26, 2018. Some restrictions may apply. Actual rates may vary. The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
Standard loan rate is the base by which loan rates are determined. For more information, please call us at 1.800.728.6440.

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U.S. Dollar Exchange Rates

Member buying

1.3458

Member selling

1.3058

Effective date: September 16, 2019. The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $4,999. For higher volume transactions, please call 1.800.728.6440.
Some restrictions may apply. Actual rates may vary. Rates subject to change without notice.

U.S. Deposit Rates

Chequing

0.05%

GIC

30-day

0.55%

60-day

0.60%

90-day

0.65%

12-month

0.90%

Rates last updated October 26, 2018. Some restrictions may apply. Actual rates may vary.
GIC minimum balance: $500.

Business and Agricultural Rates

Business Regular Savings

Less than $100K

2.25%

$100K - $250K

2.35%

More than $250K

2.45%

AgriInvest

2.20%

Monthly Savings

1.40%

PLAN 24^® Savings

0.90%

Chequing

0.05%

Rates last updated May 1, 2019.
Actual rates may vary. Rates subject to change without notice.
^®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Community Rates

Regular Savings

Less than $100K

2.25%

$100K - $250K

2.35%

More than $250K

2.45%

Monthly Savings

1.40%

PLAN 24^® Savings

0.90%

Chequing

0.05%

Rates last updated May 1, 2019. Rates subject to change.
^®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Charity Rates

Regular Savings

Less than $100K

2.55%

$100K - $250K

2.65%

More than $250K

2.85%

Monthly Savings

1.65%

PLAN 24^® Savings

1.15%

Chequing

0.05%

Rates last updated May 1, 2019. Rates subject to change.
^®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

SCU Rates

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