First Time Buyer

Everything you need to know about financing your home

Buying your home is often the largest single investment you will ever make. While that can be exciting, it can also be a bit intimidating. You’ll be faced with many options when it comes to financing so the decisions you make should be tailored to your needs and designed to help you save as much money as possible.

This section of the site will show you options and assist you in making well-informed decisions when it comes to financing your home. SCU can provide you with a pre-approved mortgage that pre-qualifies you for a maximum amount. We can also provide you with a guaranteed rate for a set period of time, protecting your agreed upon payment should interest rates rise during this period.

What we’ll need to get started on your pre-approval:

Once you’ve found your dream home, you’ll be ready to sign an Offer to Purchase:

Now that you have an accepted offer to purchase, it’s time to see us again with:

Set up a meeting with an SCU Mortgage Specialist who will guide you through the entire process step by step.