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Debit cards at Verifone POS terminals

Please be advised that some members may have their credit or debit card declined when making purchases at some point of sale terminals. This issue is affecting multiple financial institutions, and is a result of an issue with the merchant's point of sale terminal, not the debit card itself. If you experience an issue with your card, you can:
* Pay through contactless transaction, splitting your transaction in two if necessary
* Enable Google Pay, Samsung Pay, or Apple Pay on your mobile phone.

Learn more about this issue on the Interac website.

Are you a CUETS Financial card holder?

Effective March 9, you will need to change your bill payee from CUETS Financial Mastercard to MBNA Canada Mastercard in order to continue paying through SCU Direct. Learn how by reading the instructions in SCU Direct on the bill payee page.

First Data support response time

We have received communication from fiserv, our First Data merchant services partner, that support response times will be impacted as a result of a temporary closure of a call centre due to COVID-19. They have indicated they do not anticipate service interruptions, but that members can anticipate longer than normal wait times for support by phone and email. Thank you for your patience.

Renovation Mortgages

Home renovations can be an exciting opportunity to re-imagine your living space.

Increase the dollar value of your investment

With a sound financial strategy that leaves room for the unexpected, this sometimes-challenging undertaking becomes all the more possible.

Start your application

Fixed Rate

Take comfort in knowing exactly how much equity you’ll build by the end of your mortgage term.

2.75%

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Variable Rate Open

Consider a variable open mortgage if you’re looking to pay your mortgage off in less than five years.

Variable Rate Closed

A variable rate gives you an opportunity to get ahead and pay your mortgage off faster if rates decrease.

Variable Rate Capped

Enjoy the benefits of a variable rate, along with peace of mind of a protective rate ceiling if rates increase.

Rates Vary

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Start your application online or start the conversation with us at 1.800.728.6440

Terms and Conditions

All rates are subject to change without notice. Some conditions may apply. See us for details.