Mortgage Calculator

The following displays your mortgage payment estimate based on a mortgage amount of $ and an interest rate of % over a period of years:

  • Payment Type:
  • Payment Amount: $
  • Total Interest: $
  • Total Payments: $

Get Started Today

Apply NowIt's easy. Get pre-approved for an SCU mortgage online.

  • Open Variable (APR†) 3.95%
  • Closed Variable (APR†) 3.45%
  • Fixed - 5 year (APR†) 3.55%

†Annual Percentage Rates
Rates subject to change. Restrictions apply, see us for details.
Current rates as of March 26, 2019

A mortgage solution that works for you

Choosing SCU means you have the flexibility to choose the mortgage that will accomplish your goals with a manageable debt level. An SCU lending specialist will help you tailer your renovation mortgage to suit your needs.

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25-Year Maximum
Maximum 25-year total amortization period

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Choose Variable or Fixed
Lock in with a fixed rate or choose between our variable rate options

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Pre-Payment Priveleges
Make additional payments, up to 20% of the initial mortgage value per year
(for fixed rate terms)

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90-Day Rate Guarantee
You're protected, even if rates increase after your pre-approval meeting

What we offer

  • Highly competitive 1 to 5 year fixed term rates
  • Flexible payment options
  • Financing for custom or self-built homes
  • Detailed, monthly balance statements
  • Lending decisions made locally

Why SCU?

We are Manitoba's largest credit union and the 8th largest in Canada with over $5 billion in total assets. For over 75 years, we have worked with our members to create relationships based on trust and support. Here are a few more reasons why more than 86,000 members choose to bank with us.

We're known as a
great place to save

Stable, secure,
and trustworthy

We have our members'
best interest at heart

Deep roots in
the community


Manitoba's largest
credit union

* Some restrictions may apply

Interested in Joining SCU?

Don't worry! Switching to SCU is easy and we're here to help. Call us at 1.800.728.6440 to learn more, or apply online today.