Why choose SCU for your mortgage?

At SCU, people make the difference. Your circumstances are unique and we think your mortgage should be too. That's why we build our mortgages on strong relationships.

We'll give you advice and guidance every step of the way.

Get your application started today:

Apply Online

Not ready to apply yet? Start the conversation and call to book your appointment with an SCU lending specialist today:


Mortgages tailored to you

Whether you're building, buying or renovating, we can tailor a solution that fits your life.

We offer a wide range of the best possible options in the marketplace today; all designed to be paid off as quickly and easily as possible.

"Better rate than anybody else."
- Yanik, SCU Member
"They seem to be more flexible; really want to work for you."
- Rachel, SCU Member
"The expertise and experience was at the top of the chart!"
- Scott, SCU Member

What we offer

  • Highly competitive 1 to 5 year fixed term rates
  • Flexible payment options
  • Rural property financing
  • Cottage financing
  • Land only financing
  • Financing for custom or self-built homes
  • Detailed, monthly balance statements
  • Lending decisions made locally

Closed Variable (APR†)

From 2.95%

5 Year closed (APR†)


Annual Percentage Rates
Rates subject to change. Restrictions apply, see us for details.
Current rates as of January 18, 2018.

Interested in becoming an SCU member?

Switching to SCU has never been easier. Our online application is quick, safe, and convenient.

The benefits of banking with SCU

We are Manitoba's largest credit union and the 8th largest in Canada with over $5 billion in total assets. For over 75 years, we have worked with our members to create relationships based on trust and support.

At SCU, all deposits are guaranteed 100%* by the Deposit Guarantee Corporation of Manitoba.

Here are a few more reasons why more than 86,000 members choose to bank with us.

We're known as a
great place to save

Stable, secure,
and trustworthy

We have our members'
best interest at heart

Deep roots in
the community


Manitoba's largest
credit union

* Some restrictions may apply