INTERAC Online is a secure and easy way to use your
SCU debit accounts to pay for your purchases when you shop online. It’s the
ideal option if you:
✔ don’t have a credit card
✔ don’t want to use a credit card
✔ are concerned about online security and fraud
✔ want more control over your credit
Benefits of INTERAC Online
It’s secure. With INTERAC Online, your payments are processed using SCU Direct®, our secure online banking system, which you already use and trust.
It’s easy. There are no new accounts to set up and no passwords to remember. You use the same login information as your online banking. See the “How INTERAC Online Works” section below for more information.
It’s private. Concerned about your privacy? With INTERAC Online, your financial data, card numbers and login information are never shared with merchants or any other third party.
It’s fast. Shopping online is convenient and with INTERAC Online, you can complete your purchase in just a few clicks.
How INTERAC Online Works
When shopping online at any participating merchant, simply follow these five steps to complete your purchase with INTERAC Online:
1. At the merchant’s checkout screen, select INTERAC Online as your payment method.
2. Choose Steinbach Credit Union from the list.
3. Log into SCU Direct, our secure online banking.
4. Select the debit account you wish to use, and confirm the transaction.
5. Once the transaction is approved, you’ll automatically be logged out of SCU Direct and re-directed to the merchant’s confirmation page.
INTERAC Online Demo
Members must have an active SCU Direct or small business e-agreement (single signor only), and an eligible draw account to use this service. Members with online-only access will be eligible to use INTERAC Online. No additional set-up is required to use this service.
Eligible accounts include:
- line of credit, or
- Equity Link Line products (ELL).
Fees for INTERAC Online
Similar to standard POS transactions, the fee for INTERAC Online payments are $0.55 and are included in monthly chequing package transactions.
The maximum limits for INTERAC Online:
- Transactional limits: $3,000
- 7-day rolling limits: $10,000
- 30-day rolling limits: $20,000
Find a participating merchant INTERAC Online is available at hundreds of merchants and more are being added all the time.
SCU Privacy Policies Learn more on how SCU keeps your financial information safe.
Not a member of SCU? Join today!
Sign up for SCU Direct: To sign up for online banking, contact our member contact centre at 1.800.728.6440, or see a member service representative at any branch to obtain your personal access code and get started.
® Trademark of INTERAC Inc. Used under license.
®SCU Direct is a registered trademark of Steinbach Credit Union Ltd.