Personal Services Fees
Frequently Used Services as of February 19, 2019
|Statement with cheque images||Free|
|Cheques, debits, transfers, & withdrawals on Personal chequing||$0.65|
|Cheques, debits, transfers, & withdrawals on savings||$1.00|
|Withdrawals on AgriInvest||$3.00
|Withdrawals on TFSA (First is free) 5,6||$3.00|
|Cheques and debits on Personal USD accounts||$0.90|
|CUbyPhone® and SCU Direct® bill payments-chequing||$0.50|
|CUbyPhone and SCU Direct bill payments-savings1||$0.50|
|Pre-authorized debit change (member-initiated)||$10.00|
|INTERAC® Direct Payments||$0.55|
|Deposits at Canadian credit unions||Free|
|Withdrawals at Steinbach Credit Union||$0.55|
|Withdrawals at Canadian credit unions||$0.55|
|Withdrawals at Interac ATM's in Canada||$1.50|
|Withdrawals in the United States||$3.50|
|International withdrawals & purchases4||$3.50|
|USD cheques on CAD Accounts||$10.00|
|Statement Printouts, in Branch||$1.25|
|Cheque copies, in Branch||$1.00|
|Post-dated cheque handling||$1.00|
|Registered Product transfer-out fee (RRSP/RRIF/TFSA/RESP)||$50.00|
|RESP NSF item3||$25.00|
|Concentra - Partial RESP transfer-out fee2||$150.00|
|Concentra - Specialized Estate Assistance Fee||$150.00/hr|
|Concentra - T3 Return Filing Fee||$150.00/T3 Return|
|CAD Money Order||$5.00|
|USD Moneygram Drafts||$5.00|
|Western Union USD/Foreign Draft||$10.00|
All fees subject to change.
- 1 Does not apply to Plan 24®. Transaction fee for Plan 24 is $1.00
- 2 This fee is in addition to SCU’s transfer-out fee
- 3 If pre-authorized transfers are returned as Insufficient Funds more than once in any calendar year, they will be cancelled by SCU.
- 4 A 2.50% service fee on the POS purchase price is applied on top of the $3.50 fee.
- 5 First monthly transfer from a TFSA is free. Subsequent withdrawals are subject to fees as above, charged at the end of the month. Please ensure funds are available in your TFSA for any fees.
- 6 A minimum balance of $5.00 is required in a variable TFSA and RRSP to keep the contract open, unless there are other assets in the contract or the account will receive pre-authorized transfers.
† INTERAC e-Transfer is a registered trademark of Interac Inc., used under license
®PLAN 24, FAT CAT, CU BY PHONE, MEMBERDIRECT, and HEADSTART are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Credit Union Central of Canada, used under license.
®SCU Direct is a registered trademark of Steinbach Credit Union Ltd.