Personal Services Fees

Frequently Used Services as of July 15, 2016

Service Fee
Deposits Free
Statement with cheque images Free
Cheques, debits, transfers, & withdrawals on Personal chequing $0.65
Cheques, debits, transfers, & withdrawals on savings $1.00
Withdrawals on TFSA/AgriInvest $3.00
Cheques and debits on Personal USD accounts $0.90
CUbyPhone® and SCU Direct® bill payments-chequing $0.50
CUbyPhone and SCU Direct bill payments-savings* $0.50
Pre-authorized debits $0.55
Pre-authorized debit change (member-initiated) $10.00
Interac Direct Payments $0.55
ATM Fees
deposits at Canadian credit unions Free
withdrawals at Steinbach Credit Union $0.55
withdrawals at Canadian credit unions $0.55
withdrawals at Interac ATM's in Canada $1.50
withdrawals in the United States $3.50
International withdrawals $3.50
Service Fee
USD cheques on CAD Accounts $10.00
Non-encoded cheques $5.00
Statement Printouts, in Branch $1.25
Cheque copies, in Branch $1.00
Post-dated cheque handling $1.00
NSF items $40.00
Charge back $5.00
Overdraft items $5.00
Stop Payments $10.00
Travellers cheques (debit fee applies) Free
Certified cheques $10.00
Registered Product transfer-out fee (RRSP/RRIF/TFSA/RESP) $50.00
Concentra - Partial RESP transfer-out fee*** $50.00
Concentra - Specialized Estate Assistance Fee $150.00/hr
Concentra - T3 Return Filing Fee $150.00/T3 Return
CAD Money Order $5.00
USD Moneygram Drafts $5.00
Western Union CAD/USD/Foreign Draft $8.00
Interac e-Transfer† $0.55

Interest Rates as of March 1, 2016
All rates subject to change.

  • * Does not apply to Plan 24®. Transaction fee for Plan 24 is $1.00
  • ** The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
  • *** This fee is in addition to SCU’s transfer-out fee

®INTERAC e-Transfer is a registered trademark of Interac Inc., used under license

®SCU Direct is a registered trademark of Steinbach Credit Union Ltd.