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SCU Rates

SCU is committed to having competitive, flexible rates for all your mortgage, loan, savings, and investment needs. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. The following rates are effective as of June 24, 2019 and are subject to change without notice. 

Regular Savings*

Less than $100K

2.55%

$100K - $250K

2.65%

More than $250K

2.85%

TFSA*

2.80%

Monthly Savings

1.65%

PLAN 24 Savings

1.15%

FAT CAT Savings (5 - 12 years)

Up to $1,000

4.15%

More than $1,000

2.55%

Chequing

0.05%

*This account can be opened online.
Rates last updated May 1, 2019. 
Applies to Canadian deposits only.

RESP

2.30%

RRSP* / RRIF

Less than $100K

2.55%

$100K - $250K

2.65%

More than $250K

2.85%

GIC (GIC* / RRSP* / RRIF / TFSA*)

12-month

Less than $100K

2.45%

$100K - $250K

2.50%

More than $250K

2.55%

24-month

Less than $100K

2.65%

$100K - $250K

2.70%

$100K - $250K

2.75%

36-month

Less than $100K

2.70%

$100K - $250K

2.75%

More than $250K

2.80%

48-month

Less than $100K

2.80%

$100K - $250K

2.85%

More than $250K

2.90%

60-month

Less than $100K

2.90%

$100K - $250K

2.95%

More than $250K

3.00%

GIC (RESP)

12-month

2.25%

24-month

2.40%

36-month

2.50%

48-month

2.65%

60-month

2.75%

*This account can be opened online.
Rates last updated June 13, 2019.
GIC minimum balance: $500.

Closed Variable (APR†)

3.35%

Open Variable (APR†)

3.95%

Fixed 1-year

3.25%

Fixed 2-year

3.35%

Fixed 3-year

2.99%

Fixed 4-year

3.25%

Fixed - 5 year (APR†)

3.25%

Interested in a commercial mortgage? Call us today at 1.800.728.6440.
Rates last updated June 13, 2019. Some restrictions may apply. Actual rates may vary. 
The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Standard loan rate

3.95%

Line of credit

Starting at 4.95%

Personal loan

Starting at 4.95%

Rates last updated October 26, 2018. Some restrictions may apply. Actual rates may vary The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
Standard loan rate is the base by which loan rates are determined. For more information, please call us at 1.800.728.6440.

Member buying

1.3407

Member selling

1.3007

Effective date: June 24, 2019. The U.S. dollar exchange rates posted below are for volumes of US $1 - $4,999. For higher volume transactions, please call 1.800.728.6440.
Some restrictions may apply. Actual rates may vary. Rates subject to change without notice.

Chequing

0.05%

GIC

30-day

0.55%

60-day

0.60%

90-day

0.65%

12-month

0.90%

Rates last updated October 26, 2018. Some restrictions may apply. Actual rates may vary.
GIC minimum balance: $500.

Business Regular Savings

Less than $100K

2.25% 

$100K - $250K

2.35%

More than $250K

2.45%

AgriInvest

2.20%

Monthly Savings

1.40%

Plan 24 Savings

0.90%

Chequing

0.05%

Rates last updated May 1, 2019.
Actual rates may vary. Rates subject to change without notice.

Regular Savings

Less than $100K

2.25%

$100K - $250K

2.35%

More than $250K

2.45%

Monthly Savings

1.40%

PLAN 24 Savings

0.90%

Chequing

0.05%

Rates last updated May 1, 2019. Rates subject to change.

Regular Savings

Less than $100K

2.55%

$100K - $250K

2.65%

More than $250K

2.85%

Monthly Savings

1.65%

PLAN 24 Savings

1.15%

Chequing

0.05%

Rates last updated May 1, 2019. Rates subject to change.

Refer a new member and you could win $500

Refer a friend or family member to SCU and be entered into a draw to win 1 of 3 $500 savings account.

Apply Now