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It pays to be a member.

This year, we’re showing that it pays to be a member by sharing
a $15 million Member Bonus.

Two kids playing a video game on the floor Personal hero card: Mortgage rate

3-year Fixed High-Ratio Mortgage | 3.79%*

Life is complicated. Your mortgage shouldn’t be. Let’s start building your mortgage today.

Explore our mortgages
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Don’t miss our limited-time offers

Explore all current offers, including details and eligibility.

View current offers
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Refinancing your mortgage?

You’ve got options when it comes to mortgage refinancing and renewals. See what to consider at renewal time and feel confident about your next step. 

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Products and services for your needs

What can we help you with today?

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Growing my savings

Our savings accounts can help you reach your savings goals faster.
 

Explore our savings accounts
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Building my investments

We offer competitive products and expert advice to help you secure your future.

Explore our investment products
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Borrowing for my goals

We can provide the funds to help you make your next big purchase.

Explore our borrowing products
Shield Shield

Protecting what I've built

Our insurance options will help you preparing for the unexpected.

Explore our insurance solutions
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Learn to spot and stop fraud

Every day, we hear stories about fraud and think it could never happen to us. Unfortunately, fraud is becoming increasingly sophisticated and more frequent.

Many scams rely on tactics such as catching you off guard, aggressively pushing you for a response, or frightening you into behaving impulsively to respond before considering the repercussions.

Learn more about common fraud tactics

Competitive rates for all of your financial needs

Personal Accounts

High Interest Savings Account

Starting at
2.00%
Tiered rates starting at $100K
TFSA/RRSP/RRIF/FHSA

TFSA (variable)

2.25%
GICs

GIC (RRSP / RRIF / TFSA / FHSA)

Starting at
3.75%
60-month term
Borrowing

High-Ratio Fixed 3-year Mortgage

3.79%
Borrowing

Line of Credit

Starting at
5.45%
Borrowing

Personal Loan

Starting at
5.45%

Insights & Advice

Grow your financial know-how with advice and guidance on a variety of products, services, and topics to help you reach your goals.
Investing, Saving

RRSPs getting started: Answers to common questions

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Investing

RRSP planning as your savings grow

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Investing, Saving

Everything you wanted to know about RRSPs (but were afraid to ask)

Read More
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Refer a new member for a chance to win

As an SCU member, you already know you can count on our trusted advice and support as you continue on your journey to your best financial future.

Share the news with your friends and family! Refer a friend to SCU, and you’ll have a chance to win a $1,000 savings account each time someone you refer becomes a new member.

Refer a new member today

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